Bullion premium report: week 45, 2026 (Nov 2–8) (week in progress)
Mon Nov 2 – Sun Nov 8, 2026 (US Eastern). Week in progress: updated Nov 2, 6:20 AM ET; final after Sunday 11:59 PM ET.
Week 45 average premium over spot: gold 5.20%, silver 12.69% across tracked dealers (+0.05 pts and +0.34 pts vs week 44). Lowest premium: 100 oz Silver Bar at Agate Metals (0.67%). Spot from first to last snapshot: gold +$0.00 (+0.00%), silver +$0.00 (+0.00%).
1 price snapshots, Mon Nov 2, 6:20 AM ET to Mon Nov 2, 6:20 AM ET.
What happened this week
Average premiums moved +0.05 pts for gold and +0.34 pts for silver compared with week 44. The dealer average that moved most was SD Bullion in silver, +1.82 pts vs week 44. The cheapest dealer at the end of the week differs from week 44 for 1 of 17 products: the 1 oz American Gold Eagle. Gold spot went from $3,903.60 to $3,903.60 and silver from $50.39 to $50.39.
Premium change, first vs last snapshot
| Product | First | Last | Change |
|---|
Cheapest dealer per product
| Product | Cheapest dealer | Price | Premium |
|---|---|---|---|
| 1 oz American Gold Eagle | Monument Metals | $4,043.40 | 3.58% |
| 1/10 oz American Gold Eagle | Bullion Standard | $438.87 | 12.43% |
| 1 oz American Gold Buffalo | MintBuilder | $4,050.90 | 3.77% |
| 1 oz Canadian Gold Maple Leaf | MintBuilder | $3,952.29 | 1.25% |
| 1 oz South African Gold Krugerrand | Agate Metals | $3,945.89 | 1.08% |
| 1 oz British Gold Britannia | Hero Bullion | $3,986.36 | 2.12% |
| 1 oz Austrian Gold Philharmonic | Agate Metals | $3,968.11 | 1.65% |
| 1 oz Gold Bar | Agate Metals | $3,957.11 | 1.37% |
| 1 oz American Silver Eagle | MintBuilder | $54.83 | 8.81% |
| 1 oz Canadian Silver Maple Leaf | Bullion Standard | $53.88 | 6.93% |
| 1 oz British Silver Britannia | MintBuilder | $52.98 | 5.14% |
| 1 oz Silver Buffalo Round | MintBuilder | $51.85 | 2.90% |
| 10 oz Silver Bar | Agate Metals | $518.07 | 2.81% |
| 1 Kilo Silver Bar | MintBuilder | $1,632.59 | 0.77% |
| 100 oz Silver Bar | Agate Metals | $5,072.70 | 0.67% |
| 90% "Junk" Silver – $1 Face Value | Monument Metals | $36.62 | 1.64% |
| 1 oz American Platinum Eagle | Agate Metals | $1,560.37 | 8.06% |
Lowest premium by product (week average)
Average premium over spot by metal and dealer
Gold
| Dealer | Avg premium | Price observations |
|---|---|---|
| Hero Bullion | 1.99% | 4 |
| MintBuilder | 2.51% | 2 |
| Agate Metals | 4.41% | 7 |
| Bullion Standard | 4.73% | 7 |
| Monument Metals | 4.78% | 6 |
| SD Bullion | 5.15% | 8 |
| Summit Metals | 5.28% | 8 |
| Golden Eagle Coins | 5.39% | 2 |
| At Cost Metals | 6.75% | 7 |
| APMEX | 7.46% | 8 |
Silver
| Dealer | Avg premium | Price observations |
|---|---|---|
| MintBuilder | 4.41% | 4 |
| Bullion Standard | 5.46% | 7 |
| Monument Metals | 6.12% | 5 |
| Summit Metals | 9.57% | 6 |
| Hero Bullion | 10.13% | 2 |
| SD Bullion | 12.05% | 7 |
| Agate Metals | 18.29% | 8 |
| APMEX | 18.72% | 8 |
| At Cost Metals | 19.21% | 8 |
Platinum
| Dealer | Avg premium | Price observations |
|---|---|---|
| Agate Metals | 8.06% | 1 |
| Monument Metals | 9.75% | 1 |
| MintBuilder | 10.29% | 1 |
| Bullion Standard | 10.91% | 1 |
| Summit Metals | 13.14% | 1 |
| At Cost Metals | 18.32% | 1 |
| SD Bullion | 20.73% | 1 |
| APMEX | 24.03% | 1 |
Biggest price moves (mostly spot)
Lowest price, first vs last snapshot. Changes can reflect a dealer being added to or dropped from tracking during the period, not only price moves.
| Product | First | Last | Change |
|---|---|---|---|
| No changes in the lowest price yet. | |||
Method
Premium = single-unit check/wire price on the dealer's product page ÷ (spot × fine troy oz) − 1, with shipping and tax left out; see report method.
Cite this report
Bullion Price Check, “Bullion Premium Report, Week 45 (Nov 2-8, 2026)”, https://bullionpricecheck.com/reports/2026-w45/
Link code
Also: week 44 for comparison · today's dealer grid · live premium index.